Regulation (EU) 2025/1520 of the European Central Bankof 15 July 2025amending Regulation (EU) 2016/445 on the exercise of options and discretions available in Union law (ECB/2016/4) (ECB/2025/24)

Article 495e of Regulation (EU) No 575/2013: Transitional arrangements for ECAI credit assessments of institutions

By way of derogation from Article 138, point (g), of Regulation (EU) No 575/2013, institutions may continue using an ECAI credit assessment in relation to an institution which incorporates assumptions of implicit government support until 1 January 2027.

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Article 2

Final provisions

This Regulation shall enter into force on the twentieth day following the date of its publication in the Official Journal of the European Union.

This Regulation shall be binding in its entirety and directly applicable in the Member States in accordance with the Treaties.

Done at Frankfurt am Main, 15 July 2025.

For the Governing Council of the ECB

The President of the ECB

Christine Lagarde